​​Flexible solutions that get results.

Lenders get exactly what they need when they outsource a single component or a combination of their origination process. By partnering with CLS, you can reduce costs, decrease cycle time, and grow volume without adding overhead to your processing, underwriting, and closing teams. 
Ask about our variable pricing options designed to help you reach your specific goals. 

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Benefits of component fulfillment:

  • Processing services

    • Review documentation, including 1003, W2's, pay stubs, 1008

    • Manage applicable disclosures

    • Order appraisal, title, insurance, and other third-party services

    • Request and review verifications, including VOE, VOM, and VOD

    • Clear conditions

    • Order closing documents

    • Reconcile closing figures and disclosures

    • Coordinate funding

  • Underwriting services

    • Apply AUS or manual underwriting

    • Evaluate credit report, income, asset, and liability documentation

    • Calculate all ratios

    • Review appraisal

    • Analyze for compliance, including ATR, QM and non-QM

    • Review title and insurance, including ordering mortgage insurance

    • Examine for fraud

  • Closing services

    • ​Order closing instructions and documents

    • Reconcile closing figures and disclosures

    • Coordinate timing

    • Confirm accuracy of closing numbers

    • Examine and resolve title issues

    • Review for compliance

    • Approve disclosure tolerances and arrange for funding

We've spent 20 years perfecting mortgage fulfillment.

Learn how we're bringing together the industry’s best talent to deliver fulfillment solutions that set us apart.

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