Future-proof your company with an expert fulfillment partner


Since 2018 year-over-year mortgage origination costs have increased an average of 9%*. In an industry known for volatile origination swings and ever-increasing operating costs, how does a lender manage expenses in both expanding and contracting markets? One answer may be to outsource the entire end-to-end fulfillment process or just a component.

At CLS, we have a 20+ year time-tested, flexible model and expertise to give you the ultimate confidence when you outsource your processing, underwriting, closing, and post-closing with us.

Discover how to plan now for a profitable tomorrow.

*Based on the MBA's Quarterly Mortgage Bankers Performance Report



An overview of our fulfillment model


8 great reasons to select CLS’ fulfillment solution

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    Model versatility

    Choices are important! With us, you can outsource your end-to-end process or just components. Plus, you have the option to use our POS and LOS technology or yours.

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    Pricing flexibility

    We work with you to select the pricing model that best fits your originations strategy.

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    Private label solution that supports your brand

    From application through closing, we are a part of your team. You can trust that your brand and your reputation are at the center of all that we do.

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    Full people management services

    We reduce your staffing burdens by recruiting, hiring, and training the industry’s top talent. We complete pre-employment screening, security, and compliance training, plus ongoing license review and renewals.

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    Full-scale compliance support

    Tap into a culture of control that helps you mitigate risk. Our team has three lines of airtight defenses, and we partner with you to develop, implement, and maintain your policies and procedures.

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    Best-in-class technology

    Leverage our POS and LOS to reduce your technology maintenance costs. If you are happy with your current tech, we easily integrate into your systems.

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    Options to scale quickly

    Rates up, business down, or rates down, business up? A switch to home equity products? Opening a new region? We are fully licensed in all 50 states and Puerto Rico, with a comprehensive set of mortgage loan types that we can fulfill.

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    Flexible continual support

    Gain the power of staffing up or down according to your volume. Access a client support team that will be there for you every step of the way, from processes and pipeline reviews to inquiries about loan-level details.

We've spent 20 years perfecting mortgage fulfillment

Learn how we're bringing together the industry’s best talent to deliver fulfillment solutions that set us apart.

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